It lets you add credit/ debit cards, loyalty cards, IDs, and other information that you can access easily via apps on your Android phone or through your mobile Chrome browser. You can also download the Google Wallet app, which replaced the Google Pay app but performs the same function. You'll have the option to add credit cards associated with your account, which you can then access with participating sites or automatically when making payments in the Chrome browser. Once that's set up, open your account settings and click on Payments and Subscriptions. To use Google Pay, you need a Google account. For iOS users, you can keep things simple with Apple Pay or go all-in with its other services. For starters, you'll need an iPhone, iPad, or Apple computer to store and access your Apple Wallet, which you can then use in physical stores or when making payments in iOS apps or through Safari.Īpple also has Apple Cash you can send through Messages, an Apple Cash Family tool for sending money to kids and teens and monitoring their purchases, and even a physical Apple Credit Card you can use anywhere with cash-back rewards. Apple Pay is probably the most complicated payment tool on this list.
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